Getting the Right Insurance for Flood Damage in Point Washington
Having Flood Insurance Can Help Protect Your Home
Unfortunately, when storms and major flood damage hit the Point Washington area, many residents find themselves financially ill-prepared to deal with the costs. Homeowner's insurance policies rarely cover the damage from floods, and very few Americans have any form of dedicated flood insurance. According to data from the Insurance Information Institute, only twelve percent of Americans have flood insurance across the nation, with the Southeast and Florida only scoring a bit better. Flood insurance can help to protect your home from high volumes of water, be they from storms, hurricanes, or within the home.
Flood insurance can vary significantly in price but should be far less than the costs to repair and recover from flood damage in your Point Washington home. Homes on the same street may have vastly different flood insurance rates due to building materials, relative elevation, soil composition, and a host of other factors. In general, however, flood insurance in Florida is somewhat more expensive than in other parts of the nation due to the risk presented by hurricanes and tropical storms. Talk to a local insurer to find out how much you would pay for flood insurance on your home.
Insurance companies can also make the restorations process easier. SERVPRO maintains contacts and relations with most insurance providers in the area and often deals with these businesses directly. Our representatives are trained to handle paperwork, legal functions, and professional dealings with the insurance company, and their involvement can help to expedite some of our administrative tasks, getting your home fixed faster.
We strongly recommend arming yourself with a robust flood insurance policy before it is too late. The next hurricane could be just around the corner, and there is no telling whether or not such a storm could cause your home to flood. The best option is to be prepared and recover quickly.
SERVPRO of N. Okaloosa, Walton, Holmes & Washington Counties has helped local homeowners to rebuild and restore their homes in the aftermath of flood damage for years. If your home has been impacted by a flood, call us at (850) 267-0746.
Click here for more information about Point Washington, Florida.